On this loan the borrower will require proof of income for Help 2-PIT or in the form of a credit institution. In addition, you may need and a copy of employment record, certified by the employer. For loans that require verification of income, the average rate is two times lower than in express loans – 19% per annum, but to wait for the bank to take a credit decision will have longer – at least a day. “In our review of the bank loan application is made within 7 working days after submission of complete package of documents”, – says the head of the credit department on work with physical persons, “MOSOBLBANK” Olga Lutz.

However, going to the bank may not be in vain. For example, the credit for the rest of the BSGV suggests a mixed option: cost of the permit is transferred directly to the account of the tour operator, but the extra money “on the road” can be taken in cash. Thus, the loan amount can exceed the cost of the permit. The average loan in BSGV – 200,000 rubles, it is usually issued on the 36 months, but extinguish prematurely.

Co-branded card of the bank and tour operator

It might be handy for those who are going to repay the debt over the next month or two. After all, the main advantage of turkreditov that can reconcile the customers with high stakes – a short term lending. Most borrowers pay for turkreditu six months or less. In this case, the amount of the overpayment, even at fairly high percentage of relatively small turns. However, almost all the banks, with few exceptions, set the 3-month moratorium on repayment of the loan and still have to overpay. Out of the situation – tourist card that provides interest-free grace period.

Co-branded cards have another advantage – they allow you to accumulate points and to pay them for services and tickets. But such proposals are rare and the banks do not hurry to associate their brand with tour companies. The most notable kobrendom in this segment before the crisis was a joint card Citibank and “Kuda.ru” (now there is). Mass, this segment did not become: a half years has received more than 50,000 applications and 30 000 of them were satisfied, said the head of department of the credit card business, “Citibank” Peter Karpov. A small demand is also due to some inconvenience for customers who are limited in the choice of tourist services only company. “ROSEVROBANK” offers two co-branded card – with the “Astravel” and “Natalie Tours”.

Binary options are still considered a relatively new investment opportunity. Introduced a few years ago, enjoys the trade an ever-increasing popularity. The positive trend can be attributed mainly to the simple design and the relatively limited principles. The basic principle of binary options is very simple; three key points play an important role. For each transaction must be determined in advance, which would deal with the underlying prospect. Fundamentally are equities, indices, commodities and currency pairs to choose from.

In addition, always have a certain contract period must be observed. The contract period can vary from one hour to one month, and is highly variable depending on the retailer. At the end of the binary option must be an expectation for the performance of the underlying asset to be made. The purchase options call and put options are available for sale. For each digital option is a bond, contract and forecast component.

The basic concept of a binary option is always based on a bond. The bond is always the first component of each trade. There are four different types of bonds. Shares, indices, commodities and currency pairs are the best-known forms. The investment opportunities are now almost unlimited, but are always in a clear dependence on the broker, not all Forex brokers offer the same investment opportunities.

The traders are willing various markets, the options for action to be increased even further. In addition to the basic concept of the bond is also getting a contract finalized. The agreement is an important primary component, which includes the contract and its expiration date. Lease terms can, as already mentioned, be very different. The contract period may amount to an hour, a day, a week or a month. At various vendors also meticulous contracts, for example over a period of 15 minutes are possible.

To the basic concept is always part of a forecast. The forecast of the evolution of its bond traders can now meet with various tools. Crucially, however the price before the contract expires. A correct prediction can lead to a gain of 70-80%, the income may vary and is primarily depends on the provider.